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iYojna ~ Information about latest and important government scheme launched by GOV of India

youth empowerment scheme

Pradhan Mantri Rojgar Protsahan Yojana Online Details Pib.Nic.IN

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The Budget of 2016-17, improvised the ways for new employment by implementing a vision, in order to incentivize creating new jobs in the formal sector, The Government of India will pay the Employee Pension Scheme(EPS) contribution of 8.33% for all the new employees enrolling in EPFO for the first three years of their employment. This will motivate the employers to recruit unemployed persons and also to bring into the books the informal employees and the government will pay them for this move. To channelize the whole movement and to avoid intermediation towards reaching the goal, this scheme is implemented to those who have salaries up to 15,000/- a month. This scheme has a provision of around thousand crores already.

This type of incentivized schemes will encourage the employers to employ new skilled or semi-skilled unemployed people and will establish a new order of workers in the country. The contribution of 8.33% of EPS for the new employment is a direct way to increase the employment and the government will have an official record of informal employees. The direct benefit of social security is one of the benefits for the newly employed workers an that too of an organized sector. For the textile sector, Ministry of Textile the Government of India will also pay 3.67% of the EPF contribution for the eligible employer.

PM Rojagar Yojana Scheme Details 

Rojgar Protshahan Yojana Scheme Benefits Features Apply Online

The employers must have Labour Identification Number, under Shram Suvidha scheme (https://shramsuvidha.gov.in) for any further participation in the PMRPY scheme.

  • Only new employees entered after 1st April 2016 will be eligible for this scheme i.e. if the company had 60 employees in March 2016 and 70 employees in the month of May 2016, only the 10 employees recruited after April 2016 will be eligible in PMRPY scheme. That much number of new employees will be helpful for the employer to participate in the scheme.
  • Employers must have the registered Organizational PAN number, Valid Bank account details etc for participating in the scheme.
  • This scheme incorporates only the new employees earning less than 15,000/- a month and not more than that. So, the new employees earning more than 15,000/- a month are not eligible for the scheme, also not for the employer.

 

  • Aadhar seeded Universal Account Number (UAN) is mandatory to connect with this scheme. if the employees are not on EPFO portal, as a registered employee it is responsibility of the employee to register them on EPFO online portal.

 

  • The Government of India will contribute the 8.33% to the employer for these newly recruited employees for the next 3 years. As soon as the employer has remitted the 3.67% of EPF contributions for these new employees each month i.e. total 12% (3.67 EPF by the employer & + 8.33% EPS by the Government)

 

  • Around 30 lakh beneficiaries are added under this scheme PMRPY with expenditure of 500 crores. The government has decided to give full 12% of contribution to the textile sector in the upcoming years.

 

National Industrial Classification (NIC) numbers covered by this particular component are as follows.

NIC 1410: MANUFACTURING OF WEARING APPARELS EXCEPT FUR APPARAELS

  • NIC 14101: Manufacturing of all kind of textile garments and clothing
  • NIC 14102: Manufacturing of raincoats of waterproof textile fabrics / plastic sheets
  • NIC 14105: Custom tailoring
  • NIC 14109: Manufacturing of wearing apparel not elsewhere found

NIC 1430: Manufacture of Knitted and crocheted apparel

  • NIC 14301: Manufacture of knitted and crocheted wearing apparel and other made up articles directly in to shape (pullovers, jerseys etc)
  • NIC 14309: Mfg. of Knitted and crocheted apparels including hosieries

NIC 1392: Manufacture of made up textile articles except wearing apparels

  • NIC 13921: Manufacture of curtains, bed covers and furnishings

Modi Rojgar Yojana Apply Online

For the participation process the employer must follow the link (https://pmrpy.gov.in/) and fill in the credentials like organizational PAN number, Aadhar, EPFO/LIN number or id. Fill in the application form that appears after logging in. Once logged in, this form must be submitted by the employer on or before 10th of the following month. The employer can submit the application form only after the contribution of the 3.67 % EPF with respect to the new Employees.

Following is the official link for any further guidance.

(https://labour.gov.in/sites/default/files/PMRPY%20Revised%20Guidelines%20ver%202-1%20(2).pdf)

Vidhya Laxmi Yojana Online Loan For Students in India

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ONLINE EDUCATION LOAN APPLICATION FOR STUDENTS IN INDIA: Pradhan Mantri Vidhya Lakshmi Karyakram (PMVLK), a program, an online portal launched on the 15th of August, 2015 to provide education loans to the needy students. In India, there is a vast population who live under mediocrity level. For these people, education of their children is a bigger and worrying aspect. The government of India seems to be careful and cautious for this matter. This scheme is a single window for students to fill and apply for the application of the loan provided by the banks. Students can view, apply and check their education loan status through this website. The portal also comprises National Scholarship Portal.

The portal incorporates information of various loan schemes from the banks, the application form for loans, application facility for different banks, the bank can download student’s application forms, loan processing, queries, FAQs, link to National Scholarship Portal for different governmental scholarships scheme.

vidyalaxmi portal online application vidyalakshmi.co.in

  • Open the official website for applying. The following page will occur. If you are new to the website, register yourself first and if you have already registered please login.


  • New registrations are always open. Register yourself, fill in the necessary information and then Log in to the web portal. Fill up the Common Educational Loan Application Form (CELAF) and submit it.
  • CELAF is a common application form every student can fill up while applying for the loan. This format is prescribed by Indian Banks Association (IBA) and accepted in every bank.
  • This form is available on VIDYA Lakshmi portal for education loans.
  • Any individual wanting to get the information on any of the load by the government, it is easy to register and then check the eligibility and other information through the website.


  • Click on the ‘register now’ button and the above-shown page will occur. Fill in the information needed for the name, mobile number, email-id etc and registration is complete.

Vidhya Laxmi Yojana Benefits

  1. The main objective is to provide a common platform or students to apply for various loan schemes whether central or state governmental.
  2. To create a transparent system in applying for students.
  3. To avoid duplicates and fake applications.
  4. Easy and timely disbursement of the schemes or loans.
  1. Single platform for all the scholarships and loan related information, where a student can apply on its eligibility.
  2. A system where the portal itself suggests what is right for the student and gives the exact match of scholarship or loan.
  3. A student can apply to 3 banks at a time.
  4. Ministries and departments are completely aware of the system through MIS and they monitor it. Starting from student registration to the amount disbarment.

Previously students could not apply to the right scheme or the physically applying technique did not work properly because of many reasons. By this Vidya Lakshmi Portal, facilities have been made easier and more transparent. Student from any corner of the country can apply.