government insurance schemes

pradhan mantri fasal bima yojana online apply

The objective is to provide financial support and insurance coverage in all the possible manner to farmers in the event of failure of any notified crop as a result of natural calamities, pests and diseases. Due to one or more reason or the profit of farmers this scheme looks even more beneficiary as compared to other schemes. Such as to stabilize the income of farmers to ensure their continuance in farming, to encourage farmers to adopt innovative and modern agricultural techniques. To ensure the flow of credit to the agricultural sector which will contribute to food security, crop diversification and enhancing growth and competitiveness of agricultural sector besides protecting farmers from production risks. The Seasonality discipline shall be same for loanee and non-loanee farmers.

The scheme ensures farmers against a wide range of external risks — drought, dry spells, floods, inundation, pests and diseases, landslides, natural fire and lightning, cyclones etc. Apart from yield loss, this scheme also covers post-harvest losses up to a period of 14 days. PM Fasal Bima Yojana Covers Kharif, Rabi, Annual commercial as well as horticultural crops. The farmer’s part of premium is 2%, 1.5% and 5% sum assured respectively in above schemes. The remaining part is paid by the central or state governments.

Private insurance companies will be roped with the Agriculture Insurance Company of India Ltd. (AIC). This scheme proposes mandatory use of remote control sensing, drones and smart phones for quick estimation of Crop loss. The aim is to bring 50% farmers under the scheme by 2019. The expenditure of this scheme is funded through Krishi Kalyan Kosh in which money obtained through Krishi Kalyan Cess is credited.

There will be no upper limit on government subsidy. Even if the premium is 90%, it will be borne by the government.

PMFBY Online Application | Pradhan Mantri Fasal Bima Yojana Online Registration

There has baan lot of queries and searches regarding Pradhan Mantri FBY Online registration and Application. We are happy to help you and guide you for the following issues.

Applicant must be citizen of India to access and register as proposer in crop scheme

Follow the link http://agri-insurance.gov.in/Login.aspx#

Click on ‘farmer application’

New function will open if registrations are available otherwise you’ll see mobile number, otp and captcha code

Signup or signin as per desire and requirements.

Pradhan Mantri Fasal Bima Yojana Scheme Benefits and Objectives

PMFBY will provide a complete insurance cover against failure of the crop thus helping in soothing the income of the farmers and inspire them for acceptance of innovative performs.

The Scheme can cover all Food & Oilseeds crops and Annual Marketable/Gardening Crops for which past produce data is available and for which mandatory number of Crop Cutting Experiments (CCEs) will be focused and being a part of the General Crop Estimation Survey (GCES).

The scheme is enforced for loaner farmer finding Crop Loan /KCC account for notified crops. However, intended for Other/non loanee farmers who have insurable interest in the insured crop(s).

The Maximum Premium payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops.

The variance between premium and the rate of Insurance charges due by farmers shall be shared equally by the Centre and State.

The seasonality discipline shall be same for loanee and non-loanee farmers.

The scheme will be applied by AIC and other empanelled private general insurance companies. Selection of Implementing Agency (IA) will be done by the concerned State Government through bidding.

The existing State Level Co-ordination Committee on Crop Insurance (SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee (DLMC) shall be responsible for proper administration of the Scheme.

The Scheme shall be applied on an ‘Area Approach basis’. The unit of insurance shall be Village/Village Panchayat level for major crops and for other crops it may be a unit of size above the level of Village/Village Panchayat.

ministry of agriculture scheme: The major objective of Pradhan Mantri Krishi Sinchayee Yojana is to achieve convergence of investments in irrigation at the field level, expand cultivable area under assured irrigation ( Har Khet Ko Pani), improve on-farm water use efficiency to reduce wastage of water. To enhance the state-of-the-art technology in precision irrigation (More Crop Per Drop) and other water saving technologies. To enhance the recharge of aquifers and introduce sustainable water conversion practices. The budget of 500 Billion Rs. in a time, span of five years has been allotted to this scheme. PMKSY is one of the cheap agriculture loan available by government of India.

PMKSY is a part of ongoing schemes i.e. Accelerated Irrigation Benefit Programme (AIBP) of the ministry of water resources, River development and Ganga Rejuvenation ( MoWR, RD &N GR ), Irrigation Watershed Management Programme ( IWMP ) of Department of Land Resources ( DOLR ) and the On Farm water Management (OFWM) of Department of Agriculture and Cooperation (DAC). The scheme will be implemented by the Ministries of Water Resources, Agriculture and Rural Development.

The overreaching vision of Pradhan Mantri Krishi Sinchai Yojana is to ensure to access to some means of protective irrigation to all agricultural farms in the country, to bring much desired rural prosperity.

PMKSY is scheme that related to Agriculture Schemes by Indian Government. We have written more Agriculture scheme released by India on our site. check it out.

OBJECTIVES OF PMKSY | PMKSY Guidelines

1.) Achieve convergence of investments in irrigation at the field level (Preparation at District level and if required, sub district level water use plans)

2.) Enhance the physical access of water on the farm and expand cultivable area under assured irrigation. ( Har Khet Ko Pani )

3.) Integration of water source, distribution and its efficient use to make best use of water through appropriate technologies and practices.

4.) Improve on-farm water use efficiency to reduce wastage and increase availability both in duration and extent.

5.) Enhance the adoption of precision – irrigation and other water saving techniques.

6.) Ensure the integrated development of rainfed areas using the water shed approach towards soil and water conservation, regeneration of ground water, arresting runoff, providing livelihood options and other activities.

7.) Promote extension activities related to water harvesting and crop alignment for farmers and grass root level field functionaries.

8.) Explore the feasibility of reusing treated municipal waste water for peri-urban agriculture.

9.) Attract greater private investments in irrigation.

pmksy.gov.in Eligibility criteria:

Instead of incremental budgeting, PMKSY will adopt a dynamic annual fund allocation methodology that mandates States to allocate more funds to irrigation sectors for becoming eligible to access PMKSY funds. For this purpose:

A State will become eligible to access PMKSY fund only if it has prepared the District Irrigation Plans (DIP) and State Irrigation Plan (SIP), excepting for the initial year, and the expenditure in water resource development for the agriculture sector in the year under consideration is not less than baseline expenditure. The baseline expenditure will be the average of expenditure in irrigation sector irrespective of state departments (i.e. creation of water source, distribution, management and application from State plan schemes) in State Plan in three years prior to the year under consideration.
States will be given additional weight for levying charges on water and electricity for irrigation purpose, so as to ensure sustainability of the programme.
Inter-State allocation of PMKSY fund will be decided based on (i) share of percentage of unirrigated area in the State vis-à-vis National average including prominence of areas classified under Dessert Development Programme (DDP) and Drought Prone Area Development Programme (DPAP) and (ii) increase in percentage share of expenditure on water resource development for agriculture sector in State Plan expenditure in the previous year over three years prior to it (iv) improvement in irrigation efficiency in the state.

PMKSY is to be implemented in an area development approach, adopting decentralized state-level planning and projected execution allowing the states to draw their irrigation development plans based on district/block plans with a horizon of 5 to 7 years. All states and Union Territories including northeastern states are covered under the program.

The state govt.’s share is 25% in PMKSY and the rest is borne by Centre, with an exception for northeastern state where the share of state govt. is 10%.

Hence, all the governmental schemes like PMKSY being implemented by Central Government are heading for a bright future for Agricultural Development in India. In a recent foreign visit to Israel, PM Narendra Modi Observed a few irrigation methods that will be useful for our country.