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Sarva Shiksha Abhiyan (सर्व शिक्षा अभियान) Yojana Details Online

March 15, 2018 by yojna Leave a Comment

Sarva Shiksha Abhiyan (सर्व शिक्षा अभियान) is centrally sponsored scheme implemented by the Government of India in partnership with state governments (ssa education department), is India’s main programme for universalizing elementary education. Its overall goal includes universal access and retention, bridging of gender and social category gaps in education and enhancement of learning levels of children. Its roots go back to 1993-1994 when District Primary Education Programme (DPEP) was launched. It covered 272 districts over 18 states of the country.

85% of the share of the scheme was funded by the central government and state governments.

sarva shiksha abhiyan

The central share was funded by a number of external agencies including the world bank, Department for International Development. By 2001 more than 1500 million Dollars had been committed to the programme and more than 50 million children were covered in its ambit.

sarva Shiksha mission objectives


Launched in 2000-2001, by former Hon. Prime Minister Atal Bihari Vajpayee, SSA has achieved a considerable success in establishing elementary education. Today there is 19.67 crore children enrolled in 14.5 lakh elementary schools with 66.27 lakh teachers at the elementary level. SSA interventions include an opening of new schools and alternate schooling facilities, construction of schools and additional classrooms, toilets and drinking water facilities, provisioning for teachers, the regular teacher in-service training, free textbooks and uniforms, support for learning achievement level outcome.

Through the mission SSA, the whole system for education has changed in India. The perspective of the people of India has been changing post-independence. But this particular mission has changed a lot in the country because the implementation of this scheme is given very importance by every government after 2001 and that has made a huge impact on lower level education. By enriching people with education who could not even think about studying and that too, free is not an easy task. A condition is created in which disadvantaged people of the society, children of SC, ST, Muslim minority, landless agricultural workers and children with special need can avail the opportunity.

In 2010-2011 government of India allocated 21000 crores for this project. Also, in 2014

“Padhe Bharat Badhe Bharat” programme as a part of Sarv Shiksha Abhiyan was launched especially for focus on improving language development by creating an enduring interest (in reading and writing) comprehension and create interest in mathematics.

Apart from all the states, Rajasthan has really made a bigger progress in SSA. According to a report, every state has covered almost 65*% of the needy children in SSA. Rajasthan has made a severe impact by applying almost every scheme that can improve the education system there. Some of those schemes are as follows.

  • Computer aided learning programme (CALP)
  • Kasturba Gandhi Balika Vidhyalaya (KGBV)
  • Out of school children (OOSC)
  • Reading campaign programme (RCP)
  • SAMBLAN School Inspection Programme
  • Early Learning Programme
  • School visit
  • Child tracking survey
  • Child with special needs
  • Continuous and Comprehensive Survey (CCS)
  • School management information system (SMIS)
  • Monthly Progress Report
  • Learning enhancement activity in Rajasthan (LEHAR)

SSA State wise Site Address:

S.No. State/UT Website
1. Andaman and Nicobar Islands SSA http://education.andaman.gov.in/ssaa.aspx
2. Andhra Pradesh SSA http://ssa.ap.nic.in/
3. Arunachal Pradesh SSA http://www.arunachalpradesh.gov.in/education/
4. Assam SSA http://www.ssaassam.gov.in/rtact.htm
5. Bihar SSA http://www.bepcssa.in/en/
6. Chandigarh SSA http://ssachd.nic.in/
7. Chhattisgarh SSA http://www.ssachhattisgarh.gov.in/
8. Dadra and Nagar Haveli SSA https://www.dnh.gov.in/portal/portal/
9. Daman and Diu SSA http://www.daman.nic.in
10. Delhi SSA http://www.edudel.nic.in
11. Goa SSA http://goassa.nic.in/
12. Gujarat SSA http://gujarat-education.gov.in/ssa/
13. Haryana SSA http://www.schooleducationharyana.gov.in/
14. Himachal Pradesh SSA http://www.edumis.hp.gov.in/
15. Jammu and Kashmir SSA http://www.jkeducation.gov.in/
16. Jharkhand SSA http://www.jepc.nic.in/ssa.htm
17. Karnataka SSA http://ssakarnataka.gov.in/
18. Kerala SSA http://ssakerala.in/home/home/home.php
19. Lakshadweep SSA http://lakshadweep.nic.in/depts/education/index.htm
20. Madhya Pradesh SSA http://www.ssa.mp.gov.in/
21. Maharashtra SSA https://mpsp.maharashtra.gov.in/SITE/Information/SSA.aspx?ID=11
22. Manipur SSA http://ssamanipur.nic.in/
23. Meghalaya SSA http://megeducation.gov.in/dsel/ssa.html
24. Mizoram SSA http://mz.ssa.nic.in/
25. Nagaland SSA http://nlsic.gov.in/
26. Odisha SSA http://www.odisha.gov.in/schooleducation/
27. Puducherry SSA http://schooledn.puducherry.gov.in/
28. Punjab SSA http://www.ssapunjab.org/
29. Rajasthan SSA http://rajssa.nic.in/Home/Home.aspx
30. Sikkim SSA http://sikkim-hrdd.gov.in/ssa.htm
31. Tamil Nadu SSA http://www.ssa.tn.nic.in/
32. Telangana SSA http://ssa.tg.nic.in/
33. Tripura SSA http://www.schooleducation.tripura.gov.in/
34. Uttar Pradesh SSA http://www.upefa.com/
35. Uttarakhand SSA http://ssa.uk.gov.in/
36. West Bengal SSA http://www.wbsed.gov.in/wbsed/welcome.html


Filed Under: children education, development schemes, girl child education

Pradhan Mantri Mudra Yojana (PMMY) Online Details, Documents, Interest Rates information

March 14, 2018 by yojna Leave a Comment

प्रधानमंत्री मुद्रा योजना : Pradhan Mantri MUDRA (Micro Unit Development and Refinance Agency Ltd.) Yojana is a scheme launched by Union Government on April 8, 2015 for providing loans up to Rs. 10 Lakh to the non-cooperate, non-farm small micro enterprises. Under the PMMY, all the banks viz. Public sector banks, Private Sector banks, Regional Rural Banks (RRBs), State Co-operative banks, Urban Co-operative Banks, Foreign Banks, and Non-banking finance companies (NBFCs) / Micro finance institutions (MFIs) are required to lend to non-farm sector income generating activities below 10 lakhs. Initiated with the corpus of 20,000 crore made available from priority sector lending. Further, the budget supported the amount of 3000 crores for guaranteeing loans.

PMMY Application Guidelines

The borrowers can approach any of the lending institutions mentioned above or can apply online through the government portal www.mudra.org.in. These loans are classified as MUDRA LOANS under PMMY. Under the aegis of PMMY, mudra has created three products namely ‘Shishu’, ‘Kishore’ and ‘Tarun’ to signify the stage of growth and funding needs of the beneficiary micro unit /entrepreneur and also provide a reference point for the next phase of graduation. Following are the details about PMMY Loan Scheme.

  1. Shishu- Covering loans up to 50,000 Rs.
  2. Kishore- Covering loans above 50,000 and above 5,00,000
  3. Tarun – Covering loans above 5,00,000 and up to 10,00,000

All Non-Corporate Small Business Segment (NCSBS) comprising of proprietorship or partnership firms running as small manufacturing units, service sector units, shopkeepers, fruits/vegetable vendors, truck operators, food-service units, repair shops, machine operators, small industries, food processors and others in rural and urban areas are eligible for assistance under Mudra. Bank will provide loans as per customer needs. Loans under this scheme are collateral free loans.

Mudra loans could be availed for the following.

  1. Vehicle loans: Commercial Vehicle loan, Two wheeler and car loan
  2. Business Instalment Loan (BIL): Loan for working capital requirement, buying plant and machinery, renovating offices etc.
  3. Business Loans Group Loans (BLG) & Rural Business Credit (RBC): for dropline overdraft, and working capital loans.

Mudra Loan HOW TO APPLY AND DOCUMENTS Lists

mudra yojana ki jankari

Borrowers who need to avail assistance under PMMY can approach the local branch of any of the financial institutions in their regions. Sanction of assistance shall be as per the eligibility norms of a respective lending institution. An applicant should not be the defaulter of any bank or Financial institution.

  1. Proof of identity: Self-attested copy of Voter’s ID card / Driving license / PAN card / Aadhar Card / Passports / or any other photo id issued by The Government.
  2. Proof of residence: Telephone bill / electricity bill / property tax receipt / Bank passbook etc.
  3. Quotation of machinery or other items to be purchased.
  4. Name of supplier / details of machinery etc.
  5. Proof of identity / address of business enterprise etc.
  6. Proof of category i.e. SC/ST/OBC/ Minority etc.

The best thing about PMMY is that loans are hassle-free. As there is no processing fee, the repayment period is extended up to 5 years, no collateral.

As per record on February 2018, the total amount sanctioned is 1,71,488* crores out of which 1,65,312 crores of the amount is disbursed.

Mudra Loan ELIGIBILITY Criteria

The business unit should be either one of the following

  • Small manufacturing units
  • Shopkeepers
  • Artisans
  • Fruits and vegetable vendors

Thus, in technical terms, the loans that are extended to the non-farm generating ventures in manufacturing, trading and service provision sectors the amount up to/ less than 10 lakhs by the public sector banks, Regional rural banks, state co-operative banks and Urban co-operative banks fall under the PMMY scheme and become what is known as MUDRA loans.

India, being a developing country, requires its small entrepreneurs to grow and prosper. Considering the huge population and the associated poverty lines, it is not at all easy task to accomplish. To aid this, government has come up with Mudra Yojana Scheme. A bigger part of the country is yet unemployed or struggling with their start-ups. With this type of schemes, the start-ups will get a boost in the form of micro finances. Shishu, Kishore and Tarun each of these will strive to ensure growth under ranges of microfinance and microcredits.

Mudra Loan Interest Rates 2018

mudra loan interest rate image

MUDRA CARD DETAILS ONLINE:

MUDRA Card is an advanced product which provides working capital ability as a cash credit procedure. MUDRA Card is a debit card issued against the MUDRA loan account, for working capital percentage of the loan. The mortgagor can make use of MUDRA Card in multiple drawing and credit, so as to manage the working capital limit in a most effective manner and keep the interest weight minimum. MUDRA Card will also help in digitalization of MUDRA contacts and creating credit history for the mortgagor.

National Payment Corporation of India (NPCI) has given RuPay branding to MUDRA Card and also separate BIN / IIN for the same, by which credit history can be tracked.

MUDRA Card can be operated across the country for withdrawal of cash from any ATM / micro ATM and also make payment through any ‘Point of Sale’ machines.

The design of the MUDRA card as approved by DFS, GoI and NPCI is given below. Banks can customize the same by incorporating their logo and name.


Mudra bank loan apply online

Mudra Contact Numbers | Helpline | Email ID |

[email protected]

Filed Under: development schemes, government financial schemes, Modi Yojana, youth empowerment scheme Tagged With: pmmy, pmmy hindi

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