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youth empowerment scheme

EPFO Services: ONLINE PF WITHDRAWAL | GET UAN NUMBER | CLAIM STATUS DETAILS

April 7, 2018 by yojna Leave a Comment

Sometimes government offices become a place one would never want to visit without any personal work, because of the lengthy and hectic process to follow during the work. It is also not easy to find out government documents in particular offices in a few minutes. Avoiding these problems, the government is improvising day by day in it’s ‘way to work’. Employees’ Provident Fund Organization (EPFO) has been doing a great work since the establishment. But, the time is changing and everybody needs to accept new ways that would help people lessen their problems and increase their trust in government organizations.

Some other governmental organizations have already upgraded their selves to new systems for filing provident funds. EPFO has decided to make provident fund and pension applications online for 10 lakhs or more and similarly 5 lakhs or more. Currently, this scheme takes time of around two to three months to complete and the paperwork has always been a tedious job to do in such organizations. No doubt it was the only option till now. The process of connecting all the field offices with one central server is taking place. PF applications and pension settlement process is completely available online on the official website.

UAN SERVICES | HOW TO GET UAN Number

Linking of Universal Account Number (UAN), with Aadhar card and Bank account number is the first process to claim the provident fund online.  Once, UAN is linked to the bank account and Aadhar number, the customer will be able to claim the PF through the official website, i.e. to be www.epfindia.gov.in/ or https://unifiedportal-mem.epfindia.gov.in/

Log on to the website or UAN portal, Keep your KYC details in hand. the selection form will show up in which, one has to select the appropriate options under the tagline “I want to apply for”. Only the eligible options will come on the portal.
  • Once you select the option of your particular claim, the application form will appear. The beneficiary will have to fill the form and authenticate it via OTP method. After the completion of the process, your bank account will be credited with the amount of the claim.

 

  • The paperless process will entirely change the aspect of applying for the provident fund. Currently, EPFO offices are handling more than 1 crore manually filled forms in order to provide respective PFs.
  • The process will leave no stone untouched as it will be beneficial for the people who have saved this amount for their entire life. Especially when it comes to the larger amount, the stress of receiving it is even more larger. Sometimes, cheques reached the wrong parties and sometimes it came too late. These disadvantages are about to overcome.
  • EPFO is about to give claims within 3 hours of applications once it is set online. The government gave EPFO about 20 days of the period to clear all the claims applied in a month.

As we saw in the picture, the process of claiming it online has already started for the linked UANs.

UAN Password Reset | Forgot UAN Number

Humans are made from err. sometimes employees forgot UAN Number as searches for how to reset UAN Password. we are here to guide you guys how you can reset your pf password online. follow the steps carefully.

  • Go to UAN’s official website at UAN  Website
  • Click on Forgot Password. (1)
  • Enter your  UAN (2)
  • Enter Captcha. Click on Submit. (3)

  • The mobile number will appear. If you want to change the mobile Number you can click on No.
  • after that you will find your name, Date of Birth, KYC and doc information.
  • Enter your details. Click on submit near the identity.
  • After informations are verified. You can enter your new 10 digit’s Mobile number and get OTP in it.
  • Then enter your Password two times (with special characters and one capital letter).
  • Now your password is succefully changed. login with new id and password.

EPF Passbook Download Online 

There is only one way to know about TOTAL PF balance is to have EPF Passbook Online. in which you know the full details of your Provident Fund balance. it is similar to your bank’s Passbook, which shows the reduction and interest of PF per month as well. You are also shown this in the yearly interest and through PF passbook, you can know the exact amount of your PF. To download this pass book, follow the steps mentioned below.

log on to www.epfindia.gov.in

Click on FOR EMPLOYEES in OUR SERVICES.

After clicking here you will get another page where you will see a lot of options, from which you have to click on the member passbook option.

After clicking on the option of member passbook, you will have another page open where you have to login with your UN number and password.

Now as soon as you log in, if your passport is ready then your PF number will be shown to you.

your passbook will be downloaded and in the next page you will be shown a passbook where you will also be able to see the annual interest with your PF deductions and the total deposit PF of each month. If you have two or more PF numbers in one of your UANs, here you will see all PF numbers, then click on any PF passbook to download it.

How to Know PF Claim / Withdrawal Status Online

first of all you need to go to epfindia.gov.in and click on “EMPLOYEES”. Here you will find the KNOW YOUR CLAIM STATUS option. After clicking here, you will see some such page open.

Here you have to fill UAN number and the captcha code appearing in the box here. enter your UAN Number and captcha code.

After completing this field, you need to click on submit, like if you see an attached PF number in the same UAN, then click on the PF number status you want to know, after which you will open another page where you will be told that Your claim status is whether the phone has been received or if the receipt has happened, you will receive a phone receipt and if not, then no record will be filed by FOUND and if any status is available You will look like the picture shown below

PF Claim Status On UAN Portal:
you can also know the latest status of your PF clearance in the UAN portal. If you have made an application for online PF clearance or then Advance BF clearance from the UAN portal, then you can know the status of your application. You will have to log on to the UAN portal, after your home page opens, you will be able to see an online service option. You will see the option of online claim and claim status as clicking on the claim status option, you will see the status of the application that you have applied, and from here you can know what is the status of your application.

Filed Under: government financial schemes, youth empowerment scheme

Pradhan Mantri Mudra Yojana (PMMY) Online Details, Documents, Interest Rates information

March 14, 2018 by yojna Leave a Comment

प्रधानमंत्री मुद्रा योजना : Pradhan Mantri MUDRA (Micro Unit Development and Refinance Agency Ltd.) Yojana is a scheme launched by Union Government on April 8, 2015 for providing loans up to Rs. 10 Lakh to the non-cooperate, non-farm small micro enterprises. Under the PMMY, all the banks viz. Public sector banks, Private Sector banks, Regional Rural Banks (RRBs), State Co-operative banks, Urban Co-operative Banks, Foreign Banks, and Non-banking finance companies (NBFCs) / Micro finance institutions (MFIs) are required to lend to non-farm sector income generating activities below 10 lakhs. Initiated with the corpus of 20,000 crore made available from priority sector lending. Further, the budget supported the amount of 3000 crores for guaranteeing loans.

PMMY Application Guidelines

The borrowers can approach any of the lending institutions mentioned above or can apply online through the government portal www.mudra.org.in. These loans are classified as MUDRA LOANS under PMMY. Under the aegis of PMMY, mudra has created three products namely ‘Shishu’, ‘Kishore’ and ‘Tarun’ to signify the stage of growth and funding needs of the beneficiary micro unit /entrepreneur and also provide a reference point for the next phase of graduation. Following are the details about PMMY Loan Scheme.

  1. Shishu- Covering loans up to 50,000 Rs.
  2. Kishore- Covering loans above 50,000 and above 5,00,000
  3. Tarun – Covering loans above 5,00,000 and up to 10,00,000

All Non-Corporate Small Business Segment (NCSBS) comprising of proprietorship or partnership firms running as small manufacturing units, service sector units, shopkeepers, fruits/vegetable vendors, truck operators, food-service units, repair shops, machine operators, small industries, food processors and others in rural and urban areas are eligible for assistance under Mudra. Bank will provide loans as per customer needs. Loans under this scheme are collateral free loans.

Mudra loans could be availed for the following.

  1. Vehicle loans: Commercial Vehicle loan, Two wheeler and car loan
  2. Business Instalment Loan (BIL): Loan for working capital requirement, buying plant and machinery, renovating offices etc.
  3. Business Loans Group Loans (BLG) & Rural Business Credit (RBC): for dropline overdraft, and working capital loans.

Mudra Loan HOW TO APPLY AND DOCUMENTS Lists

mudra yojana ki jankari

Borrowers who need to avail assistance under PMMY can approach the local branch of any of the financial institutions in their regions. Sanction of assistance shall be as per the eligibility norms of a respective lending institution. An applicant should not be the defaulter of any bank or Financial institution.

  1. Proof of identity: Self-attested copy of Voter’s ID card / Driving license / PAN card / Aadhar Card / Passports / or any other photo id issued by The Government.
  2. Proof of residence: Telephone bill / electricity bill / property tax receipt / Bank passbook etc.
  3. Quotation of machinery or other items to be purchased.
  4. Name of supplier / details of machinery etc.
  5. Proof of identity / address of business enterprise etc.
  6. Proof of category i.e. SC/ST/OBC/ Minority etc.

The best thing about PMMY is that loans are hassle-free. As there is no processing fee, the repayment period is extended up to 5 years, no collateral.

As per record on February 2018, the total amount sanctioned is 1,71,488* crores out of which 1,65,312 crores of the amount is disbursed.

Mudra Loan ELIGIBILITY Criteria

The business unit should be either one of the following

  • Small manufacturing units
  • Shopkeepers
  • Artisans
  • Fruits and vegetable vendors

Thus, in technical terms, the loans that are extended to the non-farm generating ventures in manufacturing, trading and service provision sectors the amount up to/ less than 10 lakhs by the public sector banks, Regional rural banks, state co-operative banks and Urban co-operative banks fall under the PMMY scheme and become what is known as MUDRA loans.

India, being a developing country, requires its small entrepreneurs to grow and prosper. Considering the huge population and the associated poverty lines, it is not at all easy task to accomplish. To aid this, government has come up with Mudra Yojana Scheme. A bigger part of the country is yet unemployed or struggling with their start-ups. With this type of schemes, the start-ups will get a boost in the form of micro finances. Shishu, Kishore and Tarun each of these will strive to ensure growth under ranges of microfinance and microcredits.

Mudra Loan Interest Rates 2018

mudra loan interest rate image

MUDRA CARD DETAILS ONLINE:

MUDRA Card is an advanced product which provides working capital ability as a cash credit procedure. MUDRA Card is a debit card issued against the MUDRA loan account, for working capital percentage of the loan. The mortgagor can make use of MUDRA Card in multiple drawing and credit, so as to manage the working capital limit in a most effective manner and keep the interest weight minimum. MUDRA Card will also help in digitalization of MUDRA contacts and creating credit history for the mortgagor.

National Payment Corporation of India (NPCI) has given RuPay branding to MUDRA Card and also separate BIN / IIN for the same, by which credit history can be tracked.

MUDRA Card can be operated across the country for withdrawal of cash from any ATM / micro ATM and also make payment through any ‘Point of Sale’ machines.

The design of the MUDRA card as approved by DFS, GoI and NPCI is given below. Banks can customize the same by incorporating their logo and name.


Mudra bank loan apply online

Mudra Contact Numbers | Helpline | Email ID |

[email protected]

Filed Under: development schemes, government financial schemes, Modi Yojana, youth empowerment scheme Tagged With: pmmy, pmmy hindi

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