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Vidhya Laxmi Yojana Online Loan For Students in India

April 11, 2018 by yojna Leave a Comment

ONLINE EDUCATION LOAN APPLICATION FOR STUDENTS IN INDIA: Pradhan Mantri Vidhya Lakshmi Karyakram (PMVLK), a program, an online portal launched on the 15th of August, 2015 to provide education loans to the needy students. In India, there is a vast population who live under mediocrity level. For these people, education of their children is a bigger and worrying aspect. The government of India seems to be careful and cautious for this matter. This scheme is a single window for students to fill and apply for the application of the loan provided by the banks. Students can view, apply and check their education loan status through this website. The portal also comprises National Scholarship Portal.

The portal incorporates information of various loan schemes from the banks, the application form for loans, application facility for different banks, the bank can download student’s application forms, loan processing, queries, FAQs, link to National Scholarship Portal for different governmental scholarships scheme.

vidyalaxmi portal online application vidyalakshmi.co.in

  • Open the official website for applying. The following page will occur. If you are new to the website, register yourself first and if you have already registered please login.


  • New registrations are always open. Register yourself, fill in the necessary information and then Log in to the web portal. Fill up the Common Educational Loan Application Form (CELAF) and submit it.
  • CELAF is a common application form every student can fill up while applying for the loan. This format is prescribed by Indian Banks Association (IBA) and accepted in every bank.
  • This form is available on VIDYA Lakshmi portal for education loans.
  • Any individual wanting to get the information on any of the load by the government, it is easy to register and then check the eligibility and other information through the website.


  • Click on the ‘register now’ button and the above-shown page will occur. Fill in the information needed for the name, mobile number, email-id etc and registration is complete.

Vidhya Laxmi Yojana Benefits

  1. The main objective is to provide a common platform or students to apply for various loan schemes whether central or state governmental.
  2. To create a transparent system in applying for students.
  3. To avoid duplicates and fake applications.
  4. Easy and timely disbursement of the schemes or loans.
  1. Single platform for all the scholarships and loan related information, where a student can apply on its eligibility.
  2. A system where the portal itself suggests what is right for the student and gives the exact match of scholarship or loan.
  3. A student can apply to 3 banks at a time.
  4. Ministries and departments are completely aware of the system through MIS and they monitor it. Starting from student registration to the amount disbarment.

Previously students could not apply to the right scheme or the physically applying technique did not work properly because of many reasons. By this Vidya Lakshmi Portal, facilities have been made easier and more transparent. Student from any corner of the country can apply.

Filed Under: children education, girl child education, Modi Yojana, youth empowerment scheme

Sarva Shiksha Abhiyan (सर्व शिक्षा अभियान) Yojana Details Online

March 15, 2018 by yojna Leave a Comment

Sarva Shiksha Abhiyan (सर्व शिक्षा अभियान) is centrally sponsored scheme implemented by the Government of India in partnership with state governments (ssa education department), is India’s main programme for universalizing elementary education. Its overall goal includes universal access and retention, bridging of gender and social category gaps in education and enhancement of learning levels of children. Its roots go back to 1993-1994 when District Primary Education Programme (DPEP) was launched. It covered 272 districts over 18 states of the country.

85% of the share of the scheme was funded by the central government and state governments.

sarva shiksha abhiyan

The central share was funded by a number of external agencies including the world bank, Department for International Development. By 2001 more than 1500 million Dollars had been committed to the programme and more than 50 million children were covered in its ambit.

sarva Shiksha mission objectives


Launched in 2000-2001, by former Hon. Prime Minister Atal Bihari Vajpayee, SSA has achieved a considerable success in establishing elementary education. Today there is 19.67 crore children enrolled in 14.5 lakh elementary schools with 66.27 lakh teachers at the elementary level. SSA interventions include an opening of new schools and alternate schooling facilities, construction of schools and additional classrooms, toilets and drinking water facilities, provisioning for teachers, the regular teacher in-service training, free textbooks and uniforms, support for learning achievement level outcome.

Through the mission SSA, the whole system for education has changed in India. The perspective of the people of India has been changing post-independence. But this particular mission has changed a lot in the country because the implementation of this scheme is given very importance by every government after 2001 and that has made a huge impact on lower level education. By enriching people with education who could not even think about studying and that too, free is not an easy task. A condition is created in which disadvantaged people of the society, children of SC, ST, Muslim minority, landless agricultural workers and children with special need can avail the opportunity.

In 2010-2011 government of India allocated 21000 crores for this project. Also, in 2014

“Padhe Bharat Badhe Bharat” programme as a part of Sarv Shiksha Abhiyan was launched especially for focus on improving language development by creating an enduring interest (in reading and writing) comprehension and create interest in mathematics.

Apart from all the states, Rajasthan has really made a bigger progress in SSA. According to a report, every state has covered almost 65*% of the needy children in SSA. Rajasthan has made a severe impact by applying almost every scheme that can improve the education system there. Some of those schemes are as follows.

  • Computer aided learning programme (CALP)
  • Kasturba Gandhi Balika Vidhyalaya (KGBV)
  • Out of school children (OOSC)
  • Reading campaign programme (RCP)
  • SAMBLAN School Inspection Programme
  • Early Learning Programme
  • School visit
  • Child tracking survey
  • Child with special needs
  • Continuous and Comprehensive Survey (CCS)
  • School management information system (SMIS)
  • Monthly Progress Report
  • Learning enhancement activity in Rajasthan (LEHAR)

SSA State wise Site Address:

S.No. State/UT Website
1. Andaman and Nicobar Islands SSA http://education.andaman.gov.in/ssaa.aspx
2. Andhra Pradesh SSA http://ssa.ap.nic.in/
3. Arunachal Pradesh SSA http://www.arunachalpradesh.gov.in/education/
4. Assam SSA http://www.ssaassam.gov.in/rtact.htm
5. Bihar SSA http://www.bepcssa.in/en/
6. Chandigarh SSA http://ssachd.nic.in/
7. Chhattisgarh SSA http://www.ssachhattisgarh.gov.in/
8. Dadra and Nagar Haveli SSA https://www.dnh.gov.in/portal/portal/
9. Daman and Diu SSA http://www.daman.nic.in
10. Delhi SSA http://www.edudel.nic.in
11. Goa SSA http://goassa.nic.in/
12. Gujarat SSA http://gujarat-education.gov.in/ssa/
13. Haryana SSA http://www.schooleducationharyana.gov.in/
14. Himachal Pradesh SSA http://www.edumis.hp.gov.in/
15. Jammu and Kashmir SSA http://www.jkeducation.gov.in/
16. Jharkhand SSA http://www.jepc.nic.in/ssa.htm
17. Karnataka SSA http://ssakarnataka.gov.in/
18. Kerala SSA http://ssakerala.in/home/home/home.php
19. Lakshadweep SSA http://lakshadweep.nic.in/depts/education/index.htm
20. Madhya Pradesh SSA http://www.ssa.mp.gov.in/
21. Maharashtra SSA https://mpsp.maharashtra.gov.in/SITE/Information/SSA.aspx?ID=11
22. Manipur SSA http://ssamanipur.nic.in/
23. Meghalaya SSA http://megeducation.gov.in/dsel/ssa.html
24. Mizoram SSA http://mz.ssa.nic.in/
25. Nagaland SSA http://nlsic.gov.in/
26. Odisha SSA http://www.odisha.gov.in/schooleducation/
27. Puducherry SSA http://schooledn.puducherry.gov.in/
28. Punjab SSA http://www.ssapunjab.org/
29. Rajasthan SSA http://rajssa.nic.in/Home/Home.aspx
30. Sikkim SSA http://sikkim-hrdd.gov.in/ssa.htm
31. Tamil Nadu SSA http://www.ssa.tn.nic.in/
32. Telangana SSA http://ssa.tg.nic.in/
33. Tripura SSA http://www.schooleducation.tripura.gov.in/
34. Uttar Pradesh SSA http://www.upefa.com/
35. Uttarakhand SSA http://ssa.uk.gov.in/
36. West Bengal SSA http://www.wbsed.gov.in/wbsed/welcome.html


Filed Under: children education, development schemes, girl child education

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